Why Choose Us?

Buying or refinancing a home is one of the biggest decisions you will ever make.  It is not easy and there are a multitude of hurdles to overcome.  As such, it is important to feel like you’re working with someone who has your best interests, both personal and financial at the forefront of their mind.

Here are the most important factors to take into account when deciding to use a mortgage broker to assist you with your finance needs…

Not just interest rates

Whilst it seems logical to look for the best interest rate, and the media, big banks and most of your friends and family all will prioritise interest rate to you, a lot of borrowers are surprised to learn that most lenders will offer the same rates (given some strategic negotiation by your broker!).  Any differences will likely be quite minimal.  It is however the features of the loans, and the loans ability to service your individual specific requirements that should be a priority.  Rate is important, however other aspects of the loan such as term, flexibility, fees, and portability to name a few, need to be considered in order to provide you with an overall finance solution.  A good mortgage broker will not only tell you this, but provide you with that solution.

Good Signs

When you’re looking for a mortgage broker, here are a few indicators to watch for:

Availability

Does someone answer the phone when you call? Or at least return your call within a reasonable time frame? Have you been assigned a specific lending manager who you can call directly and who will call you back and knowledgeably answer your questions?

Information

When you have questions do you feel like you can talk to your mortgage broker and get an informed and knowledgeable answer? You’d be surprised in your search for a broker how many have bad or out of date information. After some internet research you will know when someone is behind the eight ball. Make sure you’re talking to someone you trust and who knows what they are talking about.

Reliability

You should be able to completely trust your mortgage broker to follow through. If the person you are working with says they are going to do something or call you back, you need to know you can count on them to do it.

The mortgage experts at Sherlock Holmes Lending Solutions have helped thousands of borrowers.  We are knowledgeable and responsive.  Call or email us  to get up to date information about the mortgage process.  At Sherlock we offer all of the above and then some.  Contact us now with your enquiry and receive a free no-obligation loan quote and needs assessment.

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