Blog

What are Low Doc Loans and How to Get One

What are Low Doc Loans and How to Get One The process of getting a home loan involves a lot of paperwork. And although this requisite differs from lender to lender, it is mandatory to submit employment or income proof before your loan can be approved. Unfortunately, there are many instances when this might be [...] Read More

Retirement Planning in Your 40s

Use These Strategies and Avoid Common Money Mistakes in Your 40s Your 40s can be a challenging financial time. However, you can take steps to avoid the common money mistakes that create challenges with your personal finances. Follow these strategies: Plan with liquidity in mind. How much of your portfolio is accessible in liquid assets? [...] Read More

Your Next Investment Property – 5 Pitfalls to Avoid

Your Next Investment Property - 5 Pitfalls To Avoid Finding a bargain investment property on paper is only half of the process of property investment. The other half of real estate investing is going down to the property to examine the real estate investment property physically for defects either in terms of the construction and [...] Read More

Helping Self-Employed People Become Homeowners

How Low-Doc Loans Can Help Self-Employed People Become Homeowners Often it’s far harder to get a self-employed home loan than it is to get a standard mortgage. Why is that? Information from the Australian Investments and Securities Commission stipulate there are many Australians who make good money being self-employed. The problem, however, stems from the [...] Read More

Selling Your Home? Five Things that could Decrease the Value

If you are thinking of selling your home somewhere down the road, there are a couple of things that the experts suggest that you NOT do because it could actually decrease the value of your home and make it less appealing to potential home buyers. I wanted to share some of them with you. Bold [...] Read More

Mad Men

Commercial Real Estate Investment Strategies

Commercial Real Estate Investment Strategies: Do-it-yourself Market Research Pays One of the strategies commercial real estate investors like to employ is hiring consultants or market research companies to analyse a specific market a commercial real estate investor wants to pursue. To a beginning investor, the overall strategy seems logical and well-intended. Who better to know [...] Read More

Real Estate Descriptions – Hidden meanings

Funny Real Estate Descriptions: What it REALLY means when it reads... Ever wonder what people think when they read the real estate “description” of a home in the paper or on the Internet? I found these funny interpretations that I thought you’d get a kick out of, so I’m sharing them with you!What it Says = [...] Read More

Become a Mortgage Broker & Achieve Financial Freedom

The role of a Mortgage Broker, or Finance Broker is one of many careers in the finance industry that are available today, where intelligent, savvy, capable individuals have an opportunity to succeed. If you’re willing to study, work hard, and be a person of integrity, it may be a career that fits you. In this [...] Read More

Benefits of an SMSF Home Loan

Have you always wanted to accumulate more assets and wealth? Maybe you just want your money to work well for your future and achieve maximum benefits from your investments. When considering your options in relation to a stable retirement, one investment strategy that can work extremely well for is a Self Managed Super Fund Home Loan also [...] Read More

Low Doc Loans – What Lenders Look For

Low Doc Loans are an ideal lending solution for people who are self-employed and struggling to secure traditional finance. If you are in the market for a Low Doc Loan, there are several key criteria that lenders look at when assessing your application for approval. Below is a brief list of these key criteria. Deposit As [...] Read More

Who Wants to be a Millionaire?

Stress Less!

The Low Down on Low Doc Home Loans & Low Doc Loans

Low Doc Loans 101 Low Doc Loans are facilities offered by lenders to specifically meet the requirements and accommodate the needs of self-employed borrowers. Generally Low Doc loans require alternative income verification which includes but is not limited to a self-certification of income by the borrower, an accountants letter, bank/trading statements and/or BAS statements. The requirements vary between lenders [...] Read More

First Impressions

Bad Credit Loans – 4 Common Mistakes to Avoid!

7 Deadly Sins of Home Loan Lending

Flipping Real Estate – Calculating Costs

I know, I know – how obnoxiously American a term – ‘flipping’ real estate! However it works – and whatever we chose to call it Down Under – we still do it (and probably better than the Yanks anyway ;-) ) If you’ve been in the real estate investing business, or more specifically been flipping [...] Read More

The Importance of Mortgage Protection Insurance

Purchasing a home is a major expense that requires a significant and long term financial commitment. When you initially apply for a mortgage, you are approved for loan funding based on your financial status at the time of application. Most people do not expect that their financial situations will get worse over time, but […]

10 Tips for getting a Commercial Loan

Beginners look at commercial loans as a means of realising a dream. They long to own their own restaurant, pub or bed-and-breakfast, and look to their friendly local bank manager for help. Cue frustration and disappointment. These days, commercial loans are decided by back-room underwriters, who use cold calculation to decide your credit worthiness. To […]

Give your Finances a Spring Clean!

Property Investor Secrets Part 1

A Walkthrough of the Mortgage Process

Seven Steps to Eliminate Credit Card Debt

Here are Seven common sense guidelines to eliminate credit card debt: 1) DO make a budget listing all your fixed expenses. Rent or mortgage, car insurance, car payments, mobile phones, utilities, day care, fixed loans, etc. Then try to estimate a reasonable budget for discretionary items like food, entertainment, clothes, etc. 2) DO make a […]

Three Things to Consider Before Getting SMSF Loans

There are few things more vexing than having your Superannuation fund barely growing when some well placed real estate investments could enable you to retire much earlier. Self Managed Super Fund Loans (SMSF Loans) can help you tap into that retirement fund even if your credit rating is less than perfect. As good as this […]

If Real Estate Investment Is So Great, Why Doesn’t Everyone Do It?

Oh, that’s an easy one. I can answer that in one word. FEAR. Real Estate investment is a great way to change just about everything in your life, but it’s one of those things where doing it for the FIRST time is the toughest. In fact, the second is exponentially easier! It’s fear folks, plain […]

Keys To Blogging Success With Social Media

For sure you have heard about the fact that blogging success involves a lot of social media help. If you haven’t, then you probably have not gone into the core part of internet marketing. Social media is a vast way of marketing your online business to different parts of the online world. It’s where the […]

Life is a Stage – So is Your Home!

What is a home staging? Home staging prepares a home for sale, and for the dozens of enquiring eyes that will be scouring the property looking for flaws. It creates an image of the perfectly decorated home, in move-in condition. This should be the next step after de-cluttering, cleaning and repairing your home. The changes […]

Fine Tune Your Commercial Real Estate Crystal Ball

Don’t you wish you had a crystal ball that showed you what is to come in the future? A simple wave over the crystal ball, the mutter of a magic word, and your entire future is there, revealed in front of you. Now that you know what is to come, you can prepare and move […]

Selling Your Home – Don’t Be A Victim

Selling your home can be a complex process. If you make mistakes, you may be unable to sell your home or have seller's remorse. There's no need for this if you keep in mind the following. Overpricing Your Home It's important to be realistic about the value of your home. Sellers should insist their real [...] Read More

+61-405-243-141

[email protected]

+61-405-243-141