Low Doc Loans

If you are self-employed but don’t have current financials, getting a loan approved can be difficult. With our low doc loans we can help you get the approval you need to achieve yours financial goals.

Self-Employed Loan Experts

Contact us today to see if you qualify for one of our tailored low doc loans

Bad Credit Loans

If you have bad credit, finding a loan is often a difficult task. At Sherlock Holmes we specialise in helping people with a bad credit history – so if you need a bad credit loan, contact us for a free no-obligation quote today.

Bad Credit Home Loan Experts

Contact us today to discuss your Home Loan options - even if you have bad credit!

Commercial Loans

The commercial property market can be daunting and seem out of reach. This shouldn’t be the case. Our commercial mortgages will assist with purchases, refinances, construction and capital raising.

Commercial & Business Loan Experts

For all your Commercial & Business Loan needs - Contact us today!

Non Resident Loans

At Sherlock Holmes Lending Solutions we specialise in sourcing loans for new migrants, in particular loans for those on 457 Visas. We also assist Aussie Expats & Foreign Nationals looking to invest in Australia.

Non Resident Mortgage Experts

Looking to invest in Australia? Contact us today to discuss your Non Resident Loan options with one of our lending experts!

Why Use a Specialist Loan Provider?

Buying or refinancing a home is one of the biggest decisions you will ever make.  It is not easy and there is a multitude of hurdles to overcome.  As such, it is important to feel like you’re working with someone who has your best interests, both personal and financial at the forefront of their mind.

Here are the most important factors to take into account when deciding to use a mortgage broker to assist you with your finance needs…

Not just interest rates

Whilst it seems logical to look for the best interest rate, and the media, big banks and most of your friends and family all will prioritize interest rate to you, a lot of borrowers are surprised to learn that most lenders will offer the same rates (given some strategic negotiation by your broker!).  Any differences will likely be quite minimal.  It is, however, the features of the loans, and the loans ability to service your individual specific requirements that should be a priority.  The rate is important, however, other aspects of the loan such as term, flexibility, fees, and portability to name a few, need to be considered in order to provide you with an overall finance solution.  A good mortgage broker will not only tell you this, but provide you with that solution.

Good Signs

When you’re looking for a mortgage broker, here are a few indicators to watch for:


Does someone answer the phone when you call? Or at least return your call within a reasonable time frame? Have you been assigned a specific lending manager who you can call directly and who will call you back and knowledgeably answer your questions?


When you have questions do you feel like you can talk to your mortgage broker and get an informed and knowledgeable answer? You’d be surprised in your search for a broker how many have bad or out of date information. After some internet research, you will know when someone is behind the eight balls. Make sure you’re talking to someone you trust and who knows what they are talking about.


You should be able to completely trust your mortgage broker to follow through. If the person you are working with says they are going to do something or call you back, you need to know you can count on them to do it.

The mortgage experts at Sherlock Holmes Lending Solutions have helped thousands of borrowers.  We are knowledgeable and responsive.  Call or email us to get up to date information about the mortgage process.  At Sherlock, we offer all of the above and then some.  Contact us now with your inquiry and receive a free no-obligation loan quote and needs assessment.

Mortgage & Finance News & Updates